Top 10 Questions Commonly Asked About Social Security
Social Security is designed to offer stability, supplemental income, and other valuable benefits that can play a role in financial strategy.
Recession – To Be or Not To Be
It’s in the news – everywhere – talk of recession and all the negative feelings that word calls up. Well, are we in a recession? And why do we care if we are or are not?
Quarterly Comments February 2026
Optimistic Uncertainty There is an old saying that goes something like – So goes January; So goes the year. If this adage holds true in 2026, the 1.7% return on the S&P 500 Index in January is giving us pretty good odds of another positive equity market this year. Are there any headwinds? You might […]
Money Talks – Family Financial Conversations
How to Use Holiday Gatherings to Start Family Financial Conversations Key Takeaways Year-end holidays may be a good time to initiate a discussion about financial matters that may impact your family. If you have adult children, you may want to discuss your financial situation, estate strategy, and legal preparations for the future with them. Your […]
Quarterly Comments November 2025
The Federal Reserve delivered the quarter point rate cut the markets had been expecting in their last meeting. But, with not data available for October we now have to ask “What is a ‘data dependent’ Fed likely to do?
Quarterly Comments August 15, 2025
Tariffs – Meh? I struggle to write these comments hoping they will remain relevant by the time you read them. Geopolitical news, Federal Reserve committee member speeches, and let’s not forget Social “tweets” can all move markets and bend investment and interest rate trends in a minute. But… here’s what we see today. Markets, both […]
Quarterly Comments May 13, 2025
Enjoy the Tariff Respite While It Lasts As of now, the temperature in the economic “room” seems to have lowered. The de-escalation of the tariff war with China suggests we should expect further recalibration of the next targets of tariffs, perhaps Europe. We should also expect, however, that the recent 90-day pause will not be […]
Quarterly Comments: February 7, 2025
Uncertainty Grows It seems like much more than a month since the inauguration of the new administration. More Executive Orders have been issued in this short time span than in any other Presidency. How are we to keep up? I attended a conference last week at which there was much discussion around the many possible […]
Quarterly Comments November 2024
Not As Clear As We’d Like It To Be We expected some clarity following the election What we seem to have at this moment is “not so much.” Many of the policies and trends which will affect our investment and planning recommendations will be rolled out in 2025. From this vantage point what we don’t […]
Navigating Healthcare Costs in Retirement
Life After Employer-Sponsored Health Insurance As you approach retirement, a critical aspect of your retirement strategy can catch even the most financially savvy individuals off guard: healthcare costs. For decades, you may have enjoyed employer-sponsored health insurance. As retirement looms, you’re about to enter unfamiliar territory and a healthcare landscape vastly different from what you’ve known. […]
Navigating the Recent Federal Reserve Rate Cut
Implications and Reassurances The Federal Reserve’s decision to cut interest rates by 50 basis points has sent ripples thorugh financial markets. While this move is intended to stimulate economic growth, it may also have implications for various aspects of your financial life. In this blog post, we’ll explore the potential impacts of this rate cut […]
Quarterly Comments August 2024
Very few things are certain in life, but the markets seem to be quite sure the Federal Reserve will begin to lower its Fed Funds Rate in September.